Talk:Financial technology in India

This article was the subject of a Wiki Education Foundation-supported course assignment, between 12 January 2022 and 26 April 2022. Further details are available on the course page. Student editor(s): Atidke9 (article contribs). Peer reviewers: Ethic Factor1, An Equestrian.

Source recommendations

This article has very limited references and those are not properly formatted in professional style. One of the references is the Wikipedia page itself which is not a reliable source of information(Reference no. 3). I would suggest citing more peer-reviewed journals or articles to make the information reliable. for example-

C. Vijai, “Fintech in India – opportunities and challenges,” SSRN Electronic Journal, 2019.

K. Srinivasan and S. Rajarajeswari, “Financial Technology in indian finance market,” SSRN Electronic Journal, 2021.

--Atidke9 (talk) 20:05, 16 February 2022 (UTC)

You might want to describe explain what is EY and BLinc Insights in the article, and also you mentioned about an index of 87%, I am not sure what that is? Thank you, Jenny Ethic Factor1 (talk) 00:25, 15 April 2022 (UTC)

Hello Jenny, I have made some changes for you to have a look, let me know what you think. Thanks for your constructive suggestion.

Atidke9 (talk) 19:18, 18 April 2022 (UTC)

Proposal to add information about AeronPay (India) to the 'Companies' or 'Key Players' section

Hello editors,

I would like to propose adding a brief, factual mention of AeronPay (India) to the "Fintech in India" article, specifically within a section that discusses key companies or service providers in the Indian fintech landscape.

Proposed Text to Add:

"AeronPay, founded in 2018 and headquartered in Pali, Rajasthan, operates as a B2B online payments and recharging platform within the Indian fintech sector, offering services such as UPI payments, mobile recharges, and utility bill payments. The company has also developed a Prepaid Card in partnership with Yes Bank and Pine Labs."

Justification for Inclusion:

AeronPay is an active participant in the Indian fintech market, providing digital payment solutions primarily for businesses, merchants, and retailers. Its services contribute to the broader digital payments ecosystem in India. The proposed addition is concise, factual, and aims to provide a more comprehensive overview of the diverse companies operating in this space.

Source(s) to Support the Claim:

• This source should be an in-depth article from a major Indian business newspaper (e.g., The Economic Times, Livemint) or a reputable industry journal that independently analyzes AeronPay's operations, business model, or market position within Indian fintech. It must not be a press release or sponsored content.
• This source should be an independent, reliable news report or industry analysis that discusses the partnership between AeronPay, Yes Bank, and Pine Labs, providing editorial coverage beyond a mere announcement.

I believe this addition, supported by the right sources, would enhance the article's completeness and provide valuable context for readers interested in Indian fintech. I am committed to ensuring the text remains neutral and factual.

Thank you for your consideration. Ishansharma97997 (talk) 11:56, 26 May 2025 (UTC)

This LLM-generated text has been collapsed and should be excluded from assessments of consensus.

The following discussion has been closed. Please do not modify it.

Notes on new 'Predatory lending and regulatory response' section

I've added a new subsection to cover the illicit loan app crisis and the subsequent regulatory crackdowns by the RBI and MeitY. Per WP:DUE, this is a significant aspect of the current Indian FinTech landscape that was previously missing from the article. To ensure the addition remains strictly encyclopedic and avoids consumer advocacy (WP:NOTHOWTO), I've anchored the narrative in hard macroeconomic data—specifically recent IAMAI internet penetration reports and Enforcement Directorate/PIB data regarding the scale of the fraud. All citations are from high-quality reliable sources (The Hindu, The Economic Times) and have been secured with archive links to prevent future link rot. Happy to discuss any refinements here. Niranjan Ramamurthy (talk) 20:05, 19 April 2026 (UTC)

Notes on new 'Blockchain and Virtual Digital Assets' section

I've added a section detailing the regulatory landscape for Virtual Digital Assets (VDAs) and the RBI's CBDC pilot. The previous omission of this sector was a content gap under WP:DUE. To maintain WP:NPOV, the narrative is restricted to macroeconomic and regulatory developments—specifically VDA taxation, PMLA compliance, and the Digital Rupee pilot—rather than market or technical speculation. All citations are to Tier-1 reliable sources. Do let me know your thoughts. Niranjan Ramamurthy (talk) 05:24, 20 April 2026 (UTC)