The National Consumer Law Center (NCLC) is an American nonprofit organization headquartered in Boston, Massachusetts, specializing in consumer issues on behalf of low-income people.[4] Legal services, government, and private attorneys, as well as community organizations, work with the center to advocate for state and federal consumer reform. NCLC was founded in 1969 out of the Boston College School of Law.[5]
Company type | Nonprofit organization |
|---|---|
| Genre | Advocacy, Consumer advice |
| Founded | 1969[1] |
| Founder | Robert F. Drinan[2] |
| Headquarters | , |
| Revenue | 12,170,618 United States dollar (2017) |
| Total assets | 35,032,375 United States dollar (2022) |
Number of employees | 51 to 200[3] |
| Website | www |
Focus areas
editNCLC represents low-income individuals with a focus on consumer issues, such as credit card debt, mortgage lending, and student loans.[6][7][8] NCLC also offers fellowships and externships to law students in the scope of public interest work.[9][10]
In 2019, NCLC testified before the U.S. House of Representatives Committee on Financial Services regarding “Who’s Keeping Score? Holding Credit Bureaus Accountable and Repairing a Broken System."[11]
In 2023, NCLC petitioned the Consumer Financial Protection Bureau to address its Fair Credit Reporting Act rulemaking and requirements regarding debt collection.[12]
In 2025, NCLC supported the Homebuyers Privacy Protection Act, which restricts the use of “trigger leads” in the mortgage industry.[13] Industry groups like the American Bankers Association and Mortgage Bankers Association also supported the bill, which was signed into law in September 2025.[14]
Publications
editNCLC publishes treatises on consumer law and practice manuals for attorneys. These resources are available through the organization's digital library.[15] NCLC also produces resources for consumers, including the book Surviving Debt, which provides advice from consumer law experts on navigating various forms of debt.[16][17]
References
edit- ↑ "About Us". nclc.org. National Consumer Law Center.
- ↑ "Our Story". nclc.org. National Consumer Law Center.
- ↑ "Working at National Consumer Law Center". Glassdoor.
- ↑ "National Consumer Law Center (NCLC)". The Library of Congress. Archived from the original on 2025-02-02. Retrieved 2025-08-29.
- ↑ "National Consumer Law Center records - Morse Department of Special Collections". findingaids.lib.k-state.edu. Retrieved 2024-05-01.
- ↑ "Ranking Member Waters, Senator Blumenthal, and Senator Warren Introduce "Protecting Consumers from Payment Scams Act"". U.S. House Committee on Financial Services Democrats. 2024-08-02. Retrieved 2025-09-02.
- ↑ "CFA and NCLC Strongly Oppose the Use of Crypto Assets in Mortgage Underwriting · Consumer Federation of America". Consumer Federation of America. 2025-08-14. Retrieved 2025-09-02.
- ↑ "NCLC, PPSL, and SBPC Joint Statement on 50+ Lawmakers Letter to Cardona About MOHELA". Project on Predatory Student Lending. Retrieved 2025-09-02.
- ↑ "National Consumer Law Center Awards 2025 Hobbs Fellowship to 2L Aanvi Jhaveri | University of Michigan Law School". michigan.law.umich.edu. 2025-01-28. Retrieved 2025-08-29.
- ↑ "National Consumer Law Center Legal Externships". Harvard Law School. 2024-08-01. Retrieved 2025-08-29.
- ↑ "Who's Keeping Score? Holding Credit Bureaus Accountable and Repairing a Broken System | Financial Services Committee". financialservices.house.gov. Archived from the original on 2021-10-07. Retrieved 2021-10-07.
- ↑ "National Consumer Law Center (NCLC)". Consumer Financial Protection Bureau. 2023-09-13. Retrieved 2025-08-29.
- ↑ Socknat, Richard J. Andreano, Jr , John D. (2025-06-12). "House Financial Services Committee approves 'trigger leads' bill". Consumer Finance Monitor. Retrieved 2026-05-08.
{{cite web}}: CS1 maint: multiple names: authors list (link) - ↑ "The Homebuyers Privacy Protection Act Becomes Law". Consumer Financial Services Law Monitor. September 12, 2025.
- ↑ "The NCLC Digital Library | NCLC Digital Library". library.nclc.org. Retrieved 2024-05-01.
- ↑ Loonin, Deanne; National Consumer Law Center, eds. (2013). National Consumer Law Center guide to surviving debt (2013 ed., completely rev. and updated ed.). Boston, MA: National Consumer Law Center. ISBN 978-1-60248-123-7. OCLC 849762434.
- ↑ "Surviving Debt | NCLC Digital Library". library.nclc.org. Retrieved 2025-09-02.
Further reading
edit- Surviving Debt. National Consumer Law Center. 2024. ISBN 978-1-60248-213-5. - a freely available guide to managing consumer debt, aimed at consumers
- Documentary about the National Consumer Law Center from Visionaries, Inc.