Submission declined on 30 May 2026 by ChrysGalley (talk).
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Comment: This is more of a technical decline: this went through AFD and consensus was Delete. In the event it was draftified with the comment on sources. As a draft the article then had one unsourced section removed. It has now been submitted for review with no additional sources added, by an editor who appears not to have improved the text. Either way, it's the same article that went to AFD so unless something changes it will get the same result. ChrysGalley (talk) 14:31, 30 May 2026 (UTC)
 | This is a draft article. It is a work in progress open to editing by anyone. Please ensure core content policies are met before publishing it as a live Wikipedia article. Find sources: Google (books · news · scholar · free images · WP refs) · FENS · JSTOR · TWL Last edited by ChrysGalley (talk | contribs) 23 days ago. (Update)
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| Type | Private |
|---|---|
| Industry | Financial services |
| Founded | 1977 |
| Headquarters | London, |
Area served | United Kingdom |
Key people | Robert Sharpe (Chair), Matthew Wyles (CEO) |
| Products | Savings, business and personal banking, development finance, commercial mortgages |
| Total assets |  £5.38 billion [1] |
Number of employees | 420+.[1] (2024) |
| Website | www |
Hampshire Trust Bank (HTB) plc is a British bank that provides savings and lending to UK-based small and medium sized enterprises (SMEs), developers, professional landlords, charities and individuals.
The bank is authorised by the Prudential Regulation Authority[2] and regulated by the Financial Conduct Authority.[3] As of March 2024, the bank manages more than £4.5 billion in customer deposits and holds total assets valued at £5.38 billion, placing it as the 47th largest bank in the UK. HTB’s headquarters are located at 80 Fenchurch Street, London.
History
editHampshire Trust Bank[4] was founded in Fareham, Hampshire, in 1977 to provide savings and lending services to its local community. The bank was acquired by Alchemy Partners LLP, a UK-based private equity firm in 2014 and authorised to accept deposits the same year as part of its transformation into a specialist challenger bank serving the whole of the UK.[5]
The bank also launched its commercial mortgages business following the acquisition, and more than doubled the value of new loans written in 2016[6]. It posted its first half-year profits since the management buyout (£1.3m) in August 2016, with customer numbers increasing by almost 2,500 over the six month period. [7]
In 2016, the bank relocated its headquarters to 55 Bishopsgate, London, before moving again in 2024 to the custom-built ninth floor of 80 Fenchurch Street.[8] It has smaller customer support offices in both Birmingham and Leeds.[9]
In February 2022, HTB acquired Wesleyan Bank from the Wesleyan Group.[10] The business now operates as HTB Leasing & Finance Ltd.[11]
In 2024, the bank completed its first mortgage securitisation,[12] Winchester No. 1, valued at £300 million.
In 2025, the bank’s national savings survey informed the Treasury Select Committee’s pre‑Budget review of Cash ISAs [13]. With responses from more than 1,250 ISA savers, the committee cited the findings in its full report when recommending that Cash ISA limits should not be reduced to stimulate Stocks and Shares ISA growth [14]. Chancellor Rachel Reeves subsequently paused plans to cut the Cash ISA allowance, delaying the proposed changes. [15]
Operations
editHTB has been carbon neutral since 2022[16] and is a UK registered Individual Savings Account (ISA) manager[17]. It is also listed as having adopted the HMRC code of Practice on Taxation for Banks.[18]
In 2024, the bank completed its first mortgage securitisation, Winchester No. 1[19], valued at £300 million[20]. This was followed in January 2025 by the expansion of its business development broker team.[21]
References
edit- 1 2 "Annual Report and Accounts 2024" (PDF). Retrieved 2026-01-01.
- ↑ "Which firms does the PRA regulate?". www.bankofengland.co.uk. Retrieved 2025-11-12.
- ↑ "FCA Firm Checker". FCA. 2024-03-04. Retrieved 2025-11-12.
- ↑ "About Us | Hampshire Trust Bank (HTB)". www.htb.co.uk. Retrieved 2025-11-12.
- ↑ "Dormant bridging lender gets long-awaited buyout". bridgingandcommercial.co.uk. Retrieved 2025-11-12.
- ↑ Kirton, Hayley (2017-03-19). "Revealed: Hampshire Trust Bank more than doubles new lending in 2016, after it launches commercial mortgages business". City AM. Retrieved 2025-12-18.
- ↑ "Hampshire Trust Bank Boss Hails Solid Achievement After Posting £1.3m Profit". The Belfast Telegraph. Retrieved 2026-01-01.
- ↑ "Hampshire Trust Bank heralds a new era of workplace design". Peldon Rose. Retrieved 2025-11-12.
- ↑ "Hampshire Trust Bank establishes new development finance office in Leeds". Bridging Loan Directory. 2025-06-10. Retrieved 2025-11-13.
- ↑ Gonzalez, Alejandro (2021-10-07). "Hampshire Trust Bank to acquire Wesleyan Bank for undisclosed sum". Leasing Life. Retrieved 2025-11-12.
- ↑ "HTB Leasing and Finance | Hampshire Trust Bank (HTB)". www.htb.co.uk. Retrieved 2025-11-12.
- ↑ Bellamy, Becky (2024-11-07). "HTB completes £300m first mortgage securitisation". Mortgage Strategy. Retrieved 2025-11-12.
- ↑ "Cash Individual Savings Account". parliament.co.uk. Retrieved 2026-02-10.
- ↑ "Treasury Report: Cash Individual Savings Account". committees.parliament.co.uk. Retrieved 2026-02-10.
- ↑ "Why the Cash ISA shake-up was put on hold". The Times. Retrieved 2026-02-10.
- ↑ "Environmental, Social and Governance (ESG) - HTB". www.htb.co.uk. Retrieved 2025-11-12.
- ↑ "Registered Individual Savings Account (ISA) managers". GOV.UK. Retrieved 2025-11-12.
- ↑ "The Code of Practice on Taxation for Banks: Annual Report 2025". GOV.UK. Retrieved 2025-12-18.
- ↑ Reporter, Financial. "MT Finance and Hampshire Trust Bank announce securitisation milestones". Financial Reporter. Retrieved 2025-12-18.
- ↑ Bellamy, Becky (2024-11-07). "HTB completes £300m first mortgage securitisation". Mortgage Strategy. Retrieved 2025-12-18.
- ↑ Dunstan, Tom. "Hampshire Trust Bank boosts broker support". www.ftadviser.com. Retrieved 2025-12-18.
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