Wikipedia

American National Bank of Texas

American National Bank of Texas (ANBTX) is an independently owned community bank with 27 branches in North Texas, providing personal and business banking services. It also offers asset management, financial planning, investment services, and trust and estate services through ANBTX Wealth Management.[1]

American National Bank of Texas
Company type
Private
IndustryBanking
Financial Services
Founded1875; 151 years ago (1875)
HeadquartersTerrell,
Texas
,
United States
Area served
North Texas
Key people
  • Robert A. Hulsey
  • (CEO)
  • Chris Cronin
  • (President & COO)
Products
  • Personal Banking
  • Mortgage Lending
  • Business Banking
  • Commercial Lending
  • Treasury Management
  • Wealth Management
  • Trust Services
Websitewww.anbtx.com/

Founded in 1875, ANBTX reports over $5.5 billion in total assets, and ranks as the 19th largest bank based in Texas, according to size of total assets as of March 31, 2026.[2] It is a member of the Federal Deposit Insurance Corporation (FDIC), and participates in the Deposit Insurance Fund (DIF).[3]

Headquartered in Terrell, Texas, the bank has locations in Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, Tarrant, and Van Zandt counties. Robert A. Hulsey has been president and CEO of ANBTX since 1989.

Charter

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Formerly named American National Bank of Terrell, the bank’s current charter dates to July 1, 1981, as a commercial bank,[3] with a federal charter supervised by the Office of the Comptroller of the Currency (OCC).

History and predecessors

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The predecessor of American National Bank of Texas—Waters, Bivens & Corley—was the first bank founded in Terrell, Texas on November 22, 1875.[4] The bank’s building was destroyed by a fire in 1882, but bank records and securities were protected in the bank’s vault. The bank relocated to Moore Avenue in Terrell; today that location houses the Terrell banking center for ANBTX. After some early partners joined and left the bank, the bank merged with Harris Bank and renamed itself Harris National Bank in 1895. In 1903, the bank changed its name to the American National Bank of Terrell. In 1930, the American National Bank of Terrell merged with federally chartered local bank First National Bank.[5] In 1995, American National Bank of Terrell changed its name to its current name, American National Bank of Texas.

Major acquisitions

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Independent Bank - East: In 1989, American National Bank of Texas acquired Independent Bank - East, located in Rockwall, Texas. Independent Bank-East had $36.9 million in total assets at the time of the acquisition.

First State Bank of Crandall: In 1990, American National Bank of Texas acquired First State Bank of Crandall, located in Crandall, Texas. First State Bank of Crandall had $16.1 million in total assets at the time of the acquisition.[6]

First National Bank of Allen: In 1994, American National Bank of Texas acquired First National Bank of Allen, located in Allen, Texas.[7] First National Bank of Allen had $40.9 million in total assets at the time of the acquisition.

The First National Bank of Wills Point: In 1998, American National Bank of Texas acquired The First National Bank of Wills Point, located in Wills Point, Texas.[8] The First National Bank of Wills Point had $29.3 million in total assets at the time of the acquisition, and increased ANBTX total assets to more than $594.6 million.[9]

The Bank of Van Zandt: In 1999, American National Bank of Texas acquired The Bank of Van Zandt, located in Canton, Texas.[10] The Bank of Van Zandt had $66.5 million in total assets at the time of the acquisition, and increased ANBTX total assets to more than $734.6 million.[11]

Benchmark Bank Branches: In 2002, American National Bank of Texas purchased six branch locations from Benchmark Bank in Greenville, Lone Oak, Quinlan, Royse City, and West Tawakoni, Texas.[12]

Sleeper, Sewell & Company: In 2006, American National Bank of Texas acquired Dallas, Texas-based insurance agency, Sleeper, Sewell & Company.[13] It was operated as a division of ANBTX Insurance Services, a wholly-owned subsidiary of ANBTX.

Citizens National Bank: In 2008, American National Bank of Texas acquired Citizens National Bank and its holding company, Bryant-Irvin Bancshares, located in Fort Worth, Texas.[14] Citizens National Bank based had $139.6 million in total assets at the time of the acquisition, and increased ANBTX total assets to more than $1.7 billion.[15]

Dallas National Bank: In 2008, American National Bank of Texas acquired Dallas National Bank and its holding company, DNB Bancshares, located in Dallas, Texas.[16] Dallas National Bank had $98.1 million in total assets at the time of the acquisition.[17]

First State Bank: In 2018, American National Bank of Texas acquired First State Bank and its holding company, G-6 Corporation, located in Mesquite, Texas.[18] First State Bank had $195.8 million in total assets at the time of the acquisition, and increased ANBTX total assets to more than $3 billion.

Media recognition

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The Dallas Morning News named American National Bank of Texas to its annual “Top Workplaces DFW” list in 2009 and again continuously from 2011 to 2025.[19] ANBTX has achieved this significant recognition as a top employer in the Dallas-Fort Worth Metroplex 16 times overall. The newspaper conducts employee surveys, studies employee turnover rates and uses other statistical measures to compile its annual list.

In 2012, ANBTX was named as one of the “Top 10 Best Companies for Employee Financial Security” by Principal Financial Services.[20] An independent panel from the employee benefits and human resources industries judged entries and selected the 10 companies for the award,[21] working with the public opinion and market research firm of Mathew Greenwald & Associates.[22]

Timeline

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  • November 22, 1875: Began operating as Waters, Bivens & Corley in Terrell, TX
  • 1878: Changed name to Bivens & Corley Bank
  • January 3, 1887: Merged with The Harris Bank in Terrell, TX; changed name to The Harris Bank
  • March 19, 1895: Changed name to The Harris National Bank
  • January 13, 1903: Changed name to The American National Bank of Terrell
  • 1913: Walter P. Allen named President
  • February 24, 1930: Merged with The First National Bank of Terrell (TX)
  • 1944: Bennett (Ben) L. Gill, Jr. named President
  • 1967: Riter C. Hulsey named President
  • 1989: Robert A. Hulsey named President and CEO
  • March 13, 1989: Opened 3rd banking center, located in Forney, TX
  • June 30, 1989: Acquired Independent Bank - East in Rockwall, TX
  • April 19, 1990: Acquired First State Bank of Crandall (TX)
  • July 8, 1991: Opened 7th banking center, located in Kaufman, TX
  • September 19, 1994: Acquired First National Bank of Allen (TX)
  • September 30, 1994: Surpassed $300 million in total assets
  • January 4, 1995: Opened 9th banking center, located in Seagoville, TX
  • February 1, 1995: Changed name to The American National Bank of Texas (ANBTX)
  • June 30, 1996: Surpassed $400 million in total assets
  • January 24, 1997: Purchased two branches from Bank of America in Greenville and Wills Point, TX
  • March 31, 1997: Surpassed $500 million in total assets
  • January 1, 1998: Acquired The First National Bank of Wills Point (TX)
  • March 31, 1998: Surpassed $600 million in total assets
  • June 1, 1999: Acquired The Bank of Van Zandt in Canton, TX
  • June 30, 1999: Surpassed $700 million in total assets
  • 2000: Launched anbtx.com
  • September 30, 2001: Surpassed $800 million in total assets
  • December 31, 2001: Surpassed $900 million in total assets
  • January 18, 2002: Purchased two branches from Jefferson Heritage Bank in Rockwall and Rowlett, TX
  • May 28, 2002: Purchased six branches from Benchmark Bank in Greenville, Lone Oak, Quinlan, Royse City, and West Tawakoni, TX
  • September 30, 2002: Surpassed $1 billion in total assets
  • December 15, 2004:Opened 20th banking center, located in Sachse, TX
  • February 2, 2005: Opened 21st banking center, located in McKinney, TX
  • October 17, 2005: Opened 22nd banking center, located in Dallas, TX
  • January 4, 2006: ANBTX Insurance, a wholly-owned subsidiary, acquired Sleeper, Sewell & Company
  • August 7, 2006: Opened 23rd banking center, located in Burleson, TX
  • February 22, 2008: Acquired Citizens National Bank in Fort Worth, TX
  • June 6, 2008: Acquired Dallas National Bank in Dallas, TX
  • December 31, 2008: Surpassed $2 billion in total assets
  • 2009, 2011–2025: Named "Top Workplaces DFW" by The Dallas Morning News
  • May 28, 2013: Opened 26th banking center, located in Hurst
  • November 12, 2013: Sleeper Sewell Insurance Services, a division of ANBTX Insurance Services, acquired Planned Benefits Services
  • September 7, 2018: Acquired First State Bank in Mesquite, TX
  • September 30, 2018: Surpassed $3 billion in total assets
  • November 6, 2018: Divested ANBTX Insurance Services, a wholly-owned subsidiary, to DMS Insurance Holdings
  • September 30, 2020: Surpassed $4 billion in total assets
  • December 31, 2021: Surpassed $5 billion in total assets
  • December 31, 2023: Surpassed $6 billion in total assets
  • 2025: Celebrated 150th anniversary
  • December 1. 2026: Opened 28th banking center, located in Heath, TX
  • December 18, 2025: Chris Cronin named President

Locations

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References

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  1. ↑ "2024 Statement of Condition" (PDF). Retrieved July 2, 2025.
  2. ↑ Top 100 Banks in Texas by Asset Size as of March 31, 2026
  3. 1 2 "The American National Bank of Texas in city_name, state_name - Detailed Financial Reports, Location". Retrieved July 5, 2016.
  4. ↑ "The American National Bank of Terrell". Retrieved 5 July 2016.
  5. ↑ "Historic buildings in Terrell, Texas". Archived from the original on 2015-02-25. Retrieved 2013-03-25.
  6. ↑ "FDIC Approves Assumption of Deposits of First State Bank of Crandall, Crandall, Texas". Federal Deposit Insurance Corporation. Retrieved 6 June 2026.
  7. ↑ "Details For OCC Control Number: 1994-SW-02-0038". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  8. ↑ "Details For OCC Control Number: 1997-SW-02-0095". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  9. ↑ "Mergers—January 1 to March 31, 1998" (PDF). Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  10. ↑ "Details For OCC Control Number: 1999-SW-02-0021". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  11. ↑ "Mergers—April 1 to June 30, 1999" (PDF). Office of the Comptroller of the Currency. Retrieved 4 June 2026.
  12. ↑ "Benchmark's rankings nice, but misleading - Dallas Business Journal". Retrieved 5 July 2016.
  13. ↑ "Overview of Sleeper Sewell Insurance from Insurance News Net". Archived from the original on 2014-03-25. Retrieved 2013-03-25.
  14. ↑ "Details For OCC Control Number: 2007-SO-02-0023". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  15. ↑ American National buying Citizens National Bank, Dallas Business Journal, June 13, 2007
  16. ↑ "Details For OCC Control Number: 2007-SO-02-0037". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  17. ↑ Dallas National Bank Agrees to Sale, Dallas Business Journal, Sept. 19, 2007
  18. ↑ "Details For OCC Control Number: 2017-SO-Combination-300410". Office of the Comptroller of the Currency. Retrieved 5 June 2026.
  19. ↑ "Top Workplaces DFW 2025". Top Workplaces. Retrieved December 18, 2025.
  20. ↑ "Profile of ANBTX by Principal Financial Services". Archived from the original on 2013-08-16. Retrieved March 25, 2013.
  21. ↑ The Principal 10 Best, overview from Principal Financial Services]
  22. ↑ "Greenwald & Associates - Home". Retrieved 5 July 2016.
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