| Date | Time | Opponent | Rank | Site | Result | Attendance | Source |
|---|
| September 4 | 1:00 pm | at Iowa State* | | | L 0–23 | 42,865 | |
| September 11 | 4:05 pm | Minnesota State–Mankato* | | | W 40–0 | 7,058 | |
| September 18 | 4:05 pm | No. 12 Stephen F. Austin* | | | L 21–24 | 11,957 | |
| October 2 | 1:30 pm | at No. 1 Southern Illinois | No. 15 | | L 36–40 | 12,326 | [2] |
| October 9 | 4:05 pm | No. 6 Western Kentucky | No. 22 | | L 10–17 | 12,184 | |
| October 16 | 3:00 pm | at Youngstown State | | | W 22–20 | 15,937 | |
| October 23 | 3:05 pm | Western Illinois | | | W 36–13 | 12,325 | [3] |
| October 30 | 4:05 pm | Southwest Missouri State | | | W 42–20 | 6,152 | [4] |
| November 6 | 12:30 pm | at Indiana State | | | W 58–6 | 5,261 | |
| November 13 | 5:05 pm | Illinois State | | | W 41–14 | 9,569 | [5] |
| November 20 | 7:05 pm | at Northern Arizona* | | | W 45–21 | 5,942 | [6] |
|
[7][8]
- ↑ "Year-By-Year Standings" (PDF). Missouri Valley Football Conference. October 20, 2008. Retrieved October 20, 2008.
- ↑ "Big plays by Salukis sink UNI in conference opener". The Gazette. October 3, 2004. p. 4C. Retrieved December 29, 2021 – via Newspapers.com.
- ↑ Gray, Rob (October 24, 2004). "Freeney, Panthers run to dominant league win". Des Moines Register. p. 5C. Retrieved January 26, 2022 – via Newspapers.com.
- ↑ "Rolling along; UNI stampedes SMS for third straight league win". The Courier. October 31, 2004. Retrieved June 29, 2024 – via Newspapers.com.
- ↑ Newhoff, Doug (November 14, 2004). "Panthers stay hot, wallop Redbirds". The Waterloo-Cedar Falls Courier. p. D1. Retrieved November 27, 2022 – via Newspapers.com.
- ↑ "Panthers surge by N. Arizona, 45–21". The Courier. November 21, 2004. Retrieved August 3, 2025 – via Newspapers.com.
- ↑ "Northern Iowa Panthers Schedule 2004". ESPN. Retrieved August 11, 2025.
- ↑ "2004 Football Schedule". University of Northern Iowa. Retrieved August 11, 2025.